Free household budget planner

Know exactly where your money's going.

Mazoola is built around how your money actually moves -- everyday spending, regular bills, and the irregular costs that always seem to sneak up on you. Planned to match your own pay cycle, not a generic calendar month.

Open the Budget Planner

Free to use, today. No trial period, no card required.

Frequent · everyday spending Fixed · the same bill, every time Flexi · irregular costs, buffered

See it in action

Just follow these simple steps.

Tick what your household spends on, add your income and an amount for each expense — and Mazoola turns it into a plan for every pay, showing exactly where each dollar goes before it lands. Here’s the whole thing:

mazoola — mind your money
Step 1 · Tick what applies
FREQUENT
Groceries
Fuel
Dining out
Pocket money
Giving
FIXED
Home loan
Electricity
Water
Insurance
Streaming
FLEXI
Holidays
Car maint.
Clothing
Christmas
Medical
Step 2 · Your income
Your net pay monthly$
Partner’s net pay monthly$
Total household income$7,700 / mo
Step 3 · An amount for each expense
FREQUENT
Groceries$
Dining out$
Giving$
FIXED
Home loan$
Insurance$
Electricity$
FLEXI
Holidays$
Christmas$
Clothing$
Step 4 · Your Plan Per Pay
29%58%13%
Frequent$1,170
Fixed$2,340
Flexi$510
Covers every bill · $0 surplus each pay
plus more to keep you on track
Flexi TrackingReportsSmart Suggestions

The mazoola approach

Less admin, more clarity.

Most budgeting tools ask you to wrestle a spreadsheet into submission. Mazoola starts from how your money actually lands -- pay day, bills, and the odd surprise cost -- and builds your plan around that.

Less time managing the plan, more time living within it. At Mazoola, we just help you mind your money.

How it works

Built for real life, not a template.

Matches your pay cycle

Weekly, fortnightly, or monthly -- your plan lines up with how you're actually paid, not a generic calendar month.

Room for the unexpected

Flexi Tracking sets aside a running buffer for irregular costs like Holidays, Birthdays and repairs, so they stop ambushing your budget.

Share it with your loved one

Household Access lets a partner view and edit the same budget from their own sign-in -- everyone's looking at the same numbers.

Ready when you are.

Mazoola is free to use, today -- no trial period, no credit card, nothing to cancel later.

Open the Budget Planner

Get in touch

Questions, feedback, or something not working right? Send a message below and it'll come straight to me.